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Write a strong hook tweet

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Write a strong hook tweet for your business

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Feature Specification Document: Chat App with Expense Tracking and Bill Splitting


1. Overview

This feature integrates a chat application designed for team members and roommates, combining real-time communication with expense tracking and bill splitting functionality. The web app will allow users to communicate seamlessly while managing shared expenses, simplifying the process of tracking debts and settling bills among roommates or team collaborators.


2. Goals

Problems Solved

  • Eliminate confusion and miscommunication around shared expenses among roommates or team members.
  • Provide a straightforward way to log, track, and split expenses without requiring external spreadsheets or separate apps.
  • Facilitate transparent and real-time updates on debts and payments.

Opportunities Created

  • Increase team/roommate cohesion through transparent financial interactions.
  • Encourage timely settlements of shared bills.
  • Expand into a broader financial collaboration tool integrated with communication features.

Success Metrics

  • User Engagement: Number of active users interacting with expense features weekly.
  • Feature Usage: Percentage of chats utilizing the expense tracking feature.
  • Settlement Rate: Frequency and timeliness of bill settlements recorded in the app.
  • User Satisfaction: Feedback collected via surveys or app ratings related to expense management.

3. User Stories

  • As a team member, I want to add an expense in the chat so that everyone is aware of shared costs.
  • As a roommate, I want to split the bill automatically among participants so that I do not have to calculate individual shares manually.
  • As a user, I want to see the real-time expense updates in the chat so that I am always aware of the current balances.
  • As a user, I want to mark an expense as paid so that debts are accurately updated and visible in the group.
  • As a team member, I want to receive notifications about new expenses and payments so that I stay informed without constantly checking the chat.

4. Acceptance Criteria

User Story 1: Add an Expense

  • Users can input expense amount, description, and select involved participants.
  • The expense is posted as a message in the chat visible to all participants.
  • The total amount and individual shares (if splitting) are displayed.

User Story 2: Automatic Bill Splitting

  • Upon adding an expense, the app computes each participant’s share evenly or by custom amounts.
  • Participants can view individual owed amounts per expense.
  • The splits are adjustable before confirmation.

User Story 3: Real-Time Expense Updates

  • Expense and payment updates appear instantly in the chat without page reload.
  • Users see current balances with each participant, updated live.

User Story 4: Mark Expense as Paid

  • Users can mark their share of an expense as paid.
  • Payment status updates in real-time for all participants.
  • Paid balances update accordingly.

User Story 5: Notifications

  • Users receive notifications (in-app and optionally email) when a new expense is added or payment status changes.
  • Notifications include relevant details and link back to the chat.

5. Technical Design

Architecture

  • Frontend: React.js web application with real-time UI updates using WebSocket or similar technology (e.g., Socket.IO).
  • Backend: Node.js + Express REST API combined with WebSocket server for push updates.
  • Database: NoSQL (e.g., MongoDB) or relational DB (e.g., PostgreSQL) to store users, chats, expenses, and payment records.
  • Authentication: JWT-based user authentication with secure login sessions.
  • Notifications: Push notifications using Web Push API and optional email notifications via an external service (e.g., SendGrid).

Performance & Scalability

  • WebSocket connections managed through scalable infrastructure (e.g., Redis Pub/Sub for multi-server message broadcasting).
  • Database indexing on users and expenses to optimize read/write performance.
  • Caching frequently accessed data at frontend or CDN layer.

Security

  • HTTPS enforced for all communications.
  • Input validation and sanitation to prevent injection attacks.
  • Authentication and authorization checks for all expense management endpoints.
  • Data encryption at rest and in transit.
  • Audit logging for expense and payment actions.

6. Future Considerations

  • Mobile Apps: Native Android/iOS apps or Progressive Web App (PWA) support.
  • Multi-Currency Support: Allow users in different countries to split bills with currency conversion.
  • Advanced Expense Types: Support for recurring expenses, installment payments, and expense categories.
  • Integration: Sync with bank accounts, payment gateways (e.g., PayPal, Venmo) for automatic settlements.
  • Analytics Dashboard: Visual summaries of expenses, spending trends, and payment history.
  • Role-Based Permissions: Admin controls to approve expenses or manage participants.
  • AI Assistant: Automated expense suggestions or reminders for upcoming bills.

Estimated Development Effort: 30 days (including design, implementation, testing, and deployment)


This specification provides a comprehensive guide enabling developers to initiate build phases with clear targets and measurable outcomes.

7.74
56
Tech & Software
B

Hero section prompt

The Anxiety of Generation Z: Navigating a Complex Landscape

In recent years, the anxiety experienced by Generation Z—those born roughly between the mid-1990s and early 2010s—has become a subject of intense scrutiny in psychological, sociological, and educational discourse. Unlike previous generations, Gen Z grapples with unique stressors amplified by rapid technological advancement, socio-political instability, and an unprecedented awareness of global issues. This essay explores the multifaceted nature of anxiety within Generation Z, arguing that while technological connectivity has enabled greater access to information and social platforms, it simultaneously exacerbates feelings of isolation, pressure, and uncertainty. Understanding the sources and characteristics of Gen Z anxiety is crucial for developing effective support systems and interventions tailored to their experience.

Central to the anxiety of Gen Z is the pervasive influence of digital technology and social media, which has reshaped social interactions, self-perception, and emotional well-being. Studies have shown that excessive social media use correlates with increased anxiety and depressive symptoms, as individuals are often exposed to idealized portrayals of peers’ lives, leading to negative self-comparison and diminished self-esteem (Twenge et al., 2018). Furthermore, the constant online connectivity blurs the boundaries between work, education, and leisure, creating a relentless environment where the pressure to perform and present a curated identity persists around the clock. This digital omnipresence fosters a paradoxical state of hyperconnectivity coupled with social isolation, contributing significantly to anxiety disorders among Gen Z.

Beyond technological factors, Gen Z faces distinct socio-economic and global challenges that intensify their anxiety. Many young people in this cohort entered adulthood during times marked by economic instability, such as the aftermath of the 2008 financial crisis and the COVID-19 pandemic's disruptions. Job insecurity and student debt compound anxieties about future prospects and financial independence (American Psychological Association, 2020). Moreover, Gen Z is acutely aware of existential threats like climate change, political polarization, and social justice issues, which generate collective anxiety about the state of the world. This heightened consciousness fosters a form of “eco-anxiety” and political stress uncommon in previous generations, as young people feel an urgent responsibility to address complex global problems often beyond their immediate control.

Educational environments and societal expectations further intensify anxiety among Gen Z. The pressure to excel academically, secure prestigious employment, and maintain a robust extracurricular profile has escalated in an increasingly competitive global landscape. According to the Pew Research Center (2019), Gen Z reports higher levels of stress related to educational achievement than Millennials or Gen X at the same age. Additionally, the stigma surrounding mental health has gradually diminished, prompting more young people to acknowledge and report their anxiety. While this openness is a positive development, it also highlights the scale of the mental health crisis facing Gen Z and the need for systemic change in how institutions support psychological well-being.

In conclusion, the anxiety experienced by Generation Z is a complex phenomenon rooted in the interplay of technological, socio-economic, and cultural factors. While digital connectivity offers unparalleled opportunities for communication and learning, it simultaneously fuels insecurity and isolation. Coupled with economic pressures and acute awareness of global challenges, these conditions create a perfect storm for pervasive anxiety. Addressing this issue requires a comprehensive approach that includes mental health education, systemic reforms in education and employment sectors, and responsible technology use. By recognizing and responding to the unique stressors that shape Gen Z’s experience, society can foster a healthier environment that empowers this generation to thrive despite the uncertainties they face.


References

American Psychological Association. (2020). Stress in America 2020: A National Mental Health Crisis. https://www.apa.org/news/press/releases/stress/2020/report

Pew Research Center. (2019). On the Cusp of Adulthood and Facing an Uncertain Future: What We Know About Gen Z So Far. https://www.pewresearch.org/social-trends/2019/05/14/on-the-cusp-of-adulthood-and-facing-an-uncertain-future-what-we-know-about-gen-z-so-far/

Twenge, J. M., Martin, G. N., & Spitzberg, B. H. (2018). Trends in U.S. Adolescents’ Media Use, 1976–2016: The Rise of Digital Media, the Decline of TV, and the (Near) Demise of Print. Psychology of Popular Media Culture, 8(4), 329–345. https://doi.org/10.1037/ppm0000186

6.79
Creative Writing
Kristie

Write an Essay 📝

  1. “Where quiet light meets gentle grace.”
    This slogan evokes a serene ambiance, illustrating Lumina’s role in softly illuminating one’s space with elegance and tranquility.

  2. “Infuse your home with soulful warmth.”
    It appeals to the emotional desire for comfort and mindfulness, suggesting each candle enriches the home’s spirit and heart.

  3. “A sanctuary shaped by flickering whispers.”
    The phrase invites customers to experience the calm intimacy that Lumina’s candles create, like a gentle conversation of light.

  4. “Embrace the art of stillness.”
    This slogan positions Lumina as a gateway to mindful moments, resonating with those seeking refined tranquility in their daily lives.

  5. “Sustained by nature, crafted for calm.”
    Highlighting sustainability and purposeful design, it appeals to conscious consumers who value both beauty and responsibility.

  6. “Where every flame tells a story of peace.”
    Suggesting each candle holds an emotional narrative, this connects deeply to users who cherish meaningful self-care rituals.

  7. “Light that lingers in quiet corners.”
    Invoking a subtle, lasting presence, this appeals to individuals who appreciate understated luxury and cozy, reflective spaces.

  8. “Elevate the everyday with gentle glow.”
    It positions Lumina as a subtle enhancer of life’s small moments, resonating with those who find beauty in daily mindfulness.

  9. “Crafted whispers of warmth and light.”
    This poetic phrase encapsulates the artisanal care and soothing nature of the brand, creating an aura of intimate comfort.

  10. “Inhale calm, exhale brilliance.”
    A rhythmic slogan encouraging mindful breathing and presence, while linking Lumina’s scents to moments of serene clarity and grace.

3.02
Marketing
Celina

10 Slogan Ideas for Your Business

Post Idea/Theme: Home Valuation Tips

Best Format: Carousel

Suggested Caption: "Unlock the true value of your home! 🏡💰 Discover 5 key factors that can boost your property's market price. Swipe through to learn more! #HomeValue #RealEstateInsights"

Hashtags: #SaigonRealEstate #HomeSellingTips #HoChiMinhCityHomes #VietnameseRealEstate #MidRangeHomesVN

CTA: "Curious about your home's current value? Send me a DM for a personalized assessment!"


Post Idea/Theme: Perfect Timing to Sell

Best Format: Infographic

Suggested Caption: "Timing can make or break your home sale. 📅 Explore the best time to sell in Ho Chi Minh City and get ahead of the market trends. #MarketTiming #SellSmart"

Hashtags: #SaigonPropertyMarket #SellingStrategy #HCMCRealEstate

CTA: "Thinking of selling in the next 3-6 months? Contact me today to plan your strategy!"


Post Idea/Theme: Staging Secrets for Success

Best Format: Reel

Suggested Caption: "First impressions last a lifetime! ✨ Check out these staging tips that can turn your home into a buyer's dream. #StagingPower #FirstImpression"

Hashtags: #HCMCInteriors #HomeStagingTips #SellYourHomeFast

CTA: "Want to know what buyers truly desire? DM me for a staging consultation!"


Post Idea/Theme: Navigating the Legal Landscape

Best Format: Text-based Carousel with key points

Suggested Caption: "Selling your home involves more than just listing it. 🛠️🇻🇳 Get informed about the legal essentials every seller should know. #LegalEase #HomeSellingGuide"

Hashtags: #VietnamPropertyLaws #SmoothHomeSale #RealEstateAdvice

CTA: "Protect your interests! Send a message to discuss how to navigate the legal requirements hassle-free."


Post Idea/Theme: Pricing Strategy Essentials

Best Format: Animated Graphic

Suggested Caption: "Set the right price from the get-go! 📊 Discover the art and science of pricing your home competitively. #PriceSmart #RealEstateStrategy"

Hashtags: #SellFastVN #RealEstatePricing #SmartSellingStrategies

CTA: "Let's ensure you get top dollar! Reach out today for a free pricing consultation."

24.75
Social Media & Content
Celina

🎯 Real Estate Seller Magnet: 5 High-Impact Social Media Post Ideas

Prompts from the same author

1) Positioning + ICP
Positioning: Easy, affordable bike rentals in Ho Chi Minh for tourists seeking flexible, local-style transport without language hassle.
ICP: Budget-conscious tourists (age 20-40, solo/couple travelers) who want quick, hassle-free city exploration via bike; problem: current rentals are opaque, restrictive, or pricey; why now: post-pandemic tourism rebound, high urban traffic congestion, increasing interest in eco-friendly travel.

2) Assumptions & Risks

Assumption Test Metric Kill/Keep Rule
Tourists want local bike rentals Interview 20 tourists 30%+ confirm interest <30% kill
Price < $10/day acceptable Survey competitors/prices Achieve willingness to pay Price sensitivity >30% kill
Simple online booking sufficient Build landing + booking 20 bookings prelaunch <5 bookings in 2 wks kill
Self-service pickup is feasible Field test pickup spot <5min avg pickup time >10min avg kill
Payment via mobile preferred Survey + landing traffic 80% choose mobile payment <50% kill

3) Customer Discovery Steps

  • Channel: FB Vietnam travel groups, hostel message boards, IG Ho Chi Minh travel tags.
  • Script: “Hi! Quick Q: How do you rent bikes locally? What frustrates you? Would you try a quick, no-questions bike rental app?”
  • Booking Goal: Get 5 verbal commitments (email/WhatsApp) to book a trial rental.
  • Book 10 user calls (15min each). Record themes and willingness to pay.

4) MVP Spec

  • Must-Have User Stories:
    • As tourist, I can see available bikes + prices on a map.
    • I can book and pay via simple form (cash/card/Momo QR).
    • I receive pickup location and access instructions.
    • I can contact support via WhatsApp.
  • Acceptance: Booking confirmation < 5min; no app download required.
  • Nice-to-Haves: Basic insurance info; bike return confirmation; inventory management dashboard.

5) Build Plan

  • Stack:
    • Website + booking: Webflow + Airtable forms + Zapier automation.
    • Payments: Stripe + Momo QR (if available).
    • Communication: WhatsApp Business API via Twilio or manual.
  • Buy vs Build: Buy all via Webflow + Airtable (no-code). Build only simple Zapier automations.
  • Data Model: Tables for Bikes (ID, status), Bookings (user, bike, date, paid), Users (contact info), Payments.

6) 30–60–90 Day Execution Plan

  • 0-30: Customer interviews, landing page + manual booking form, FB/IG testing, 5 trial rentals.
  • 31-60: Automate booking workflows, onboard 10 repeat users, test payment integration, identify pickup/drop spots.
  • 61-90: Launch minimal paid ads, add booking reminders, hire part-time local bike manager, collect PMF survey data.

7) Experiment Backlog

Channel Hypothesis Setup Metric Expected ROI
FB Travel Groups Posting offers drives bookings Post weekly + track links Message replies/bookings High (low cost)
IG Geo tags Visual posts with CTA increase leads Post stories with CTA & link CTR, DMs Medium
Hostel flyering Flyers nearby hostels yield trials Print 50 flyers, talk to hostel staff Pickup calls Medium
Google My Business Local SEO brings walk-ins Create profile, optimize keywords Calls/bookings High long term
WhatsApp broadcast Broadcasts convert leads Build contacts, send rental offers Bookings High
Referral program Referrals boost 2nd bookings Offer $2 off to referrer Referral count Medium
Google Ads Paid ads can overcome organic noise Small $50 campaign targeting tourists CPC, bookings Medium (test only)
Influencer shoutouts Local micro-influencers add trust Contact 3 influencers, offer trial Engagement Low/maybe
Hostel staff partners Staff recommends bikes with incentives Test $5 commission for every booking Conversion High if executed
Offline bike stands Visibility increases direct walk-ups Put bikes in hotspots, observe Walk-in bookings High local

8) GTM Plan
Channels:

  • SEO: Google My Business + blog posts “Best BIKE rental HCM” (low effort)
  • Social: FB groups + IG stories daily postings + engagement
  • Communities: Travel forums, hostel partnerships, WhatsApp groups
  • Partnerships: Local hostels, tour agencies with commissions
  • Outbound: Chat on FB/IG, hostel visits twice weekly
    Daily cadence:
  • Post on social + respond comments/messages (30 min)
  • Outreach to 5 hostel staff or groups (30 min)
  • Review bookings + customer feedback (30 min)

9) Budget & Tools

Item $0 Option <$500 Option Recurring vs One-time
Website Carrd free landing + Google Forms Webflow Basic $15/mo + Airtable Recurring
Payments Stripe + manual cash on delivery Stripe + Momo QR system setup Mostly per-transaction
Communication WhatsApp manual messaging Twilio WhatsApp API (~$20/mo) Recurring
Marketing Organic: FB groups, IG posts $100 Google Ads, $100 FB ads One-time/recurring
Printing Flyers Design free Canva, print at local shop Print 100 flyers ~$50 One-time
Bike Storage/Lock Use free public/shared spots Rent small locker/space ~$100 One-time/recurring

10) Analytics & PMF Signals

  • Activation: % of site visitors who book a bike
  • Usage North Star: Number of repeat bookings per user within 30 days
  • PMF Survey: Ask users “How disappointed would you be if we stopped?” - target 40% say "very disappointed" after 30 rides.
  • Track cancellation rate, avg booking lead time, NPS after rentals.

11) Legal/Ops Checklist

  • Register sole proprietorship or local equivalent (start simple)
  • Set up Stripe account + local payment apps compliantly
  • Prepare basic rental agreement + liability waiver (Google template)
  • Privacy policy page (use TermsFeed free generator)
  • Secure data: password-protect Airtable, limit access, backup weekly

12) Risks & Mitigations

Risk Mitigation Next Action
Low tourist demand Intensive customer interviews Schedule 20 customer calls week 1
Payment frictions Support cash + multiple options Add Momo QR + cash option from Day 1
Pickup location confusion Use clear maps + photos Test 3 pickup spots week 2
Bike theft/damage Basic deposit or waiver Draft waiver + trial deposit model
Regulations/licensing Check local bike rental laws Contact local business bureau week 1
12.77
1
Business & Strategy
M

Business Idea Execution Plan